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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q137-Q142):

NEW QUESTION # 137
Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

A. A prompt notification from the employer.
B. An opportunity to reapply with the employer.
C. A list of rights from the Consumer Financial Protection Bureau (CFPB).
D. Information from several consumer reporting agencies (CRAs).

Answer: C

Explanation:
https://www.consumerfinance.gov/compliance/supervision-examinations/fair-credit-reporting-act-fcra-examination-procedures/ In 2010, Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act), which granted rule-making authority under FCRA (except for Section 615(e) (red flag guidelines and regulation) and Section 628 (disposal of records) to the Consumer Financial Protection Bureau (CFPB). The Dodd-Frank Act also amended two provisions of the FCRA to require the disclosure of a credit score and related information when a credit score is used in taking an adverse action or in risk-based pricing.

NEW QUESTION # 138
When designing contact tracing apps in relation to COVID-19 or any other diagnosed virus, all of the following privacy measures should be considered EXCEPT?

A. Use limitations.
B. Opt-out choice.
C. Data retention.
D. User confidentiality.

Answer: B

Explanation:
Contact tracing apps are designed to help public health authorities track and contain the spread of COVID-19 or any other diagnosed virus by notifying users who have been in close contact with an infected person. However, these apps also raise privacy concerns, as they collect and process sensitive personal data, such as health status and location information. Therefore, contact tracing apps should follow the principles of privacy by design and default, which means that they should incorporate privacy measures into their development and operation, and offer the highest level of privacy protection to users.
Some of the privacy measures that should be considered when designing contact tracing apps are:
Data retention: Contact tracing apps should only retain the personal data they collect for as long as necessary to achieve their public health purpose, and delete or anonymize the data afterwards. Data retention periods should be clearly communicated to users and based on scientific evidence and legal requirements.
Use limitations: Contact tracing apps should only use the personal data they collect for the specific and legitimate purpose of contact tracing, and not for any other purposes, such as commercial, law enforcement, or surveillance. Use limitations should be enforced by technical and organizational measures, such as encryption, access controls, and audits. User confidentiality: Contact tracing apps should protect the confidentiality of users' personal data and identity, and not disclose them to third parties without their consent or legal authorization. User confidentiality should be ensured by technical and organizational measures, such as pseudonymization, aggregation, and data minimization.
Opt-out choice, on the other hand, is not a privacy measure that should be considered when designing contact tracing apps, as it would undermine their effectiveness and public health objective. Contact tracing apps rely on voluntary participation and widespread adoption by users to function properly and achieve their purpose. Therefore, offering users the option to opt out of the app or certain features, such as data sharing or notifications, would reduce the app's coverage and accuracy, and potentially expose users and others to greater health risks. Instead of opt-out choice, contact tracing apps should provide users with clear and transparent information about how the app works, what data it collects and how it uses it, what benefits and risks it entails, and what rights and controls users have over their data. This way, users can make an informed and voluntary decision to use the app or not, based on their own preferences and values.

NEW QUESTION # 139
What privacy concept grants a consumer the right to view and correct errors on his or her credit report?

A. Choice.
B. Action.
C. Notice.
D. Access.

Answer: D

Explanation:
Access is the privacy concept that grants a consumer the right to view and correct errors on his or her credit report. The Fair Credit Reporting Act (FCRA) gives consumers the right to access their credit reports from the three nationwide credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months for free. Consumers also have the right to dispute any inaccurate or incomplete information in their credit reports and request that the credit reporting agencies investigate and correct the errors. The FCRA also requires the credit reporting agencies to provide consumers with a notice of their rights and a summary of the dispute process.

NEW QUESTION # 140
Which authority supervises and enforces laws regarding advertising to children via the Internet?

A. The Office for Civil Rights
B. The Department of Homeland Security
C. The Federal Communications Commission
D. The Federal Trade Commission

Answer: D

NEW QUESTION # 141
What practice does the USA FREEDOM Act NOT authorize?

A. An increase in the maximum penalty for material support to terrorism
B. The bulk collection of telephone data and internet metadata
C. An extension of the expiration for roving wiretaps
D. Emergency exceptions that allows the government to target roamers

Answer: B

Explanation:
The USA FREEDOM Act is a law that was enacted in 2015 to reform the surveillance practices of the U.S.
government. The law was a response to the revelations by Edward Snowden about the mass collection of phone records and internet data by the National Security Agency (NSA) under the authority of Section 215 of the USA PATRIOT Act. The USA FREEDOM Act ended the bulk collection of telephone data and internet metadata by the NSA, and instead required the government to obtain a specific order from the Foreign Intelligence Surveillance Court (FISC) to access such data from the telecommunication providers. The law also authorized the following practices:
* Emergency exceptions that allow the government to target roamers: The law allows the government to temporarily target a non-U.S. person who is using a phone number or identifier of a U.S. person, without a court order, if there is an emergency situation that involves a threat of death or serious bodily harm.
The government must obtain a court order within seven days to continue the surveillance.
* An increase in the maximum penalty for material support to terrorism: The law increases the maximum prison term for providing material support or resources to a foreign terrorist organization from 15 years to 20 years.
* An extension of the expiration for roving wiretaps: The law extends the sunset date for the roving wiretap provision of the USA PATRIOT Act, which allows the government to obtain a single order from the FISC to conduct surveillance on a target who switches devices or locations, without specifying the device or location. The law extends the expiration date from June 1, 2015 to December 15,
2019. References:
* USA FREEDOM Act
* USA FREEDOM Act Summary
* USA FREEDOM Act FAQs

NEW QUESTION # 142
......

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